Insurance for RV Maintenance Companies and Vendors
By Lance Winslow
If you run an RV repair center or have a mobile RV installation business, motor repair or simply change oil you will need loads of insurance. Failure to buy the proper insurance may save you money in the short run, yet it could cost you your life savings. Don t risk it.
Should you have insurance even if you are doing simple repairs or even mere oil changes? I believe you should. You never know when a customer or employee might fall off of the vehicle while you are working on it. And in the case of oil changing anything could happen or you could be blamed for something that is not even really your fault.
You need garage keepers liability anyway as you are in “Care, Custody or Control” of the vehicle when you have the keys and you need those to pop the hood and run the motor to warm up the engine and oil anyway. If you are on top of the RV and the customer has given you the key or unlocked it for you then you are still in the “Care, Custody or Control” of the vehicle and there is no getting around the law.
If you change the oil in an RV sure it is true that you do not need jack up the vehicle to get under the motor home usually, although sometimes you might, still there is liability issues. Sometimes, the dip stick evac works very well. If you have to jack the motor home using a small or large floor jacks and stands then you do put yourself in increased liability risks.
On hot days you really have to watch the parking lot paving in some places as not to leave holes where the wheels on the jack were, some crews have used the new material that is flexible and distributes the weight. Damage to property is to be considered as well.
Play it safe get insured and know your risks. I certainly hope this article is of interest and that is has propelled thought. The goal is simple to help you in your quest to be the best in 2007. I thank you for reading my many articles on diverse subjects, which interest you.
“Lance Winslow” - If you have innovative thoughts and unique perspectives, come think with Lance http://www.WorldThinkTank.net/. Lance is a guest writer for Free Life Insurance Leads
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